Ertle Subaru Finance Department

financedepartmentheader-min

Why Finance with Ertle Subaru?

Ertle Subaru Finance Center

Finding your perfect new Subaru is exciting, and at our Subaru Finance and Auto Loan Center in Stroudsburg, Pennsylvania, we make it simple. We help you drive home in your dream car without financial stress. Our finance team works hard to get you competitive rates and a deal that fits your lifestyle. Whether it be finance for a new Outback or good terms on a Forester lease, don't let the worries of navigating finance agreements stop you from getting behind the wheel of a Subaru. Our local experts are ready to help; we turn complex financial jargon into clear solutions.

Ertle Subaru: Your Local Auto Loan Experts

Our finance team at Ertle Subaru believes in personal service from your first call until you sign the final papers. We serve a large range of areas, including Stroudsburg, East Stroudsburg, Mount Pocono, Scranton, Easton, and nearby towns. Our professional team has a wealth of experience creating finance solutions that work for all kinds of budgets and needs.

Our expert finance department will guide you through every step of buying your vehicle. We aren't like generic lenders — we know what makes Subaru vehicles special, and we have a passion for helping as many people as possible experience owning a Subaru. We create finance packages that match Subaru's reliability and strong resale value.

Protecting Your Investment

Ertle Finance Team

Subaru Financing Options

When you finance through our Subaru dealership in Stroudsburg, Pennsylvania, you can choose from loan options you won't find at regular banks. We work with Subaru Financial Services and a range of other lenders that are both local and national. This lets us offer rates that often beat what you'd find elsewhere.

Our flexible financing terms, which range from 24 to 84 months, help you balance monthly payments with your overall budget. We encourage our customers to keep an eye on our website, as we often have low-interest car loans and seasonal offers that can save you money. Check out our current incentives to save big bucks on a new Subaru. 

To ensure that Subaru ownership is possible for everyone in our community, we offer many programs to help buyers get the best loan possible. Some of these include our college grad program and military discounts.

Working With Subaru Financial Services

Using Subaru Financial Services through our dealership has clear benefits. As a dedicated Subaru finance center, we have direct connections with lenders who understand these vehicles, and they adjust their lending terms accordingly.

Our finance managers have a passion for Subaru vehicles and extensive experience in lending. Our team has had special training in Subaru's programs, allowing you to enjoy smoother deals and often better terms on your loan.

Subaru finance customer service doesn't end when you buy the car. The same team that set up your financing will still be here to assist you with any future enquiries. For lease customers, our Subaru lease customer service experts can explain what happens at the end of your lease, and they'll help with potential lease buyout options when that time comes.

The Financing Process Made Simple

We've made the process to get financing for your new Subaru quick and easy. You can start right now from home by filling out our secure online credit application. This lets us begin working on your finance approval and provide you with options before you even visit us.

A few hours after you submit your online application, we'll call you to discuss your options and answer any questions you may have. We know that finance questions need real conversations.

When you're ready to choose your new vehicle, visit us at Ertle Subaru in Stroudsburg. Having some items ready when you arrive can speed up the process, such as your driver's license, proof of income, proof of where you live, and info about any trade-in. It often takes less than an hour to complete the required paperwork while you check out your new vehicle options.

Solutions for Every Credit Situation

We believe past money troubles shouldn't stop you from getting a safe, reliable car. Our finance team works with all kinds of credit scores. This includes people with bankruptcy, repossessions, or little credit history.

We don't just reject applications that aren't perfect, and our team is experienced enough to help you find a solution. This might mean a higher down payment, adding a co-signer, or setting up a shorter loan that builds good credit while still getting you a car.

Our subprime financing experts know lenders who provide credit recovery programs. Many customers who came to us with credit problems have been able to rebuild their finances. They did this by managing their auto loan well with our help.

Additional Services and Resources

Our Subaru Finance and Auto Loan Center offers more than basic financing. Our Guaranteed Trade-In Program gives you peace of mind when it comes to reselling your car. This program provides you with a guaranteed trade-in value for your Subaru when you apply the trade toward a new Subaru.

For insurance and paperwork, you might need specific information. This could be the Subaru Motors Finance loss payee address, insurance address, or lienholder address. Our finance team gives you all this in an info packet, which ensures your insurance meets all requirements without extra phone calls.

Why Choose Ertle Subaru for Financing

We've built a finance team at our Subaru dealership in Stroudsburg that values honesty and long-term relationships. Through our strong lender relationships and knowledge of local market conditions, we consistently offer some of the lowest car loan rates in the region to our customers.

Why drive all over Pennsylvania looking for financing? Everything you need is right here in Stroudsburg. Contact us, or start your application online today. We look forward to finding the perfect finance solution that gets you in your ideal Subaru without stretching your budget.

Meet Our Service Staff

Finance

Finance Manager Stephen Lepre
Stephen Lepre
Finance Manager
Finance Manager Jonathan  Richardson
Jonathan Richardson
Finance Manager
I started with Ertle Subaru in fall 2018 as a Sales Representative. After a few years of hard work I was promoted to the position of Finance Manager in spring 2021 and love my current position! My favorite Subaru model is the Subaru Forester because of the comfortability, reliability, technology features, and safety features. I liked it enough to get one for myself and my family and we're happy with the decision! Some hobbies I have outside of the dealership are watching/supporting Philly sports teams, catching a good movie at the theater, and eating out at a restaurant whenever possible!

Read Our Reviews

Testimonials

Excellent service, provided a vehicle to use during

Dr. Joseph (Joe) Awad
CARS
7-16-2026
Full Star Full Star Full Star Full Star Full Star

Excellent service, provided a vehicle to use during visit. Friendly service. Car washed afterwards. My first visit with this new electric vehicle.

Amanda Molinari
Amanda Molinari
GOOGLE
7-15-2026
Full Star Full Star Full Star Full Star Full Star

Loyal Subaru Customer, I always Bring my Car to Ashley Reinhardt! She is extremely thorough and makes sure she can get you the best price possible for your service work done with your car. I know my car is in excellent hands with her! I'm always so Thankful 🙏🏻 she's seriously the best at her job!

Paul Potenzone
Paul Potenzone
GOOGLE
7-15-2026
Full Star Full Star Full Star Full Star Full Star

Had a pleasure working with Jose I appreciate everything purchase 2018 Honda civic thanks again

Kathi Angus
Kathi Angus
GOOGLE
7-13-2026
Full Star Full Star Full Star Full Star Full Star

Ertle Subaru is a lovely business. We recently purchased our 2nd Subaru from them. Things can always go wrong with such a major purchase, but the following employees really made the experience turn around to a positive. Ian the sales manager listens and understands and goes above and beyond to make things right. He really is a genuinely nice person. JoAnn with Encore. She was so patient with us and certainly made us laugh about our lack of technical knowledge. I still don't understand a lot of the things on the car but she told us to call her anytime with questions. JR in finance and the finance guy in the next room ( sorry I can't remember your name) answered all our questions and even gave us a few extra oil changes. Ashley, upstairs and Ashley in service are so kind. We love our 2026 Outback limited!! Oh and sales man Eric, he always said hello and made sure we didn't need anything.

Dianne Yu
Dianne Yu
GOOGLE
7-11-2026
Full Star Full Star Full Star Full Star Full Star

Had great experience with Cam. Good aura and no pressure working him. Transactions went smooth. This is one of the best experience I have at any dealership. I would recommend to others to have the same experience and I would be a repeat customer should I need another vehicle.

Jennifer Melber
Jennifer Melber
GOOGLE
7-11-2026
Full Star Full Star Full Star Full Star Full Star

David was a great help! I highly recommend and will use this dealership in the future. No negatives. The process and everyone involved was great.

KATHIE NEVINS
KATHIE NEVINS
GOOGLE
7-10-2026
Full Star Full Star Full Star Full Star Full Star
Subray Hegde
Subray Hegde
GOOGLE
7-10-2026
Full Star Full Star Full Star Full Star Full Star

I just bought a new Outback from Ertle Subaru, and it was a fantastic experience from start to finish. It began with an online inquiry, and within a week, I was driving home my new car. Customer Relations Specialist Ashley Ortiz quickly provided a quote that beat all competitors. At the dealership, sales consultant Justin Patterson was professional, prompt, and helpful, securing a great value for my trade-in. The finance manager Jonathan Richardson was straightforward and pressure-free, with absolutely no upselling. Finally, Joanne Izzo took the time to thoroughly explain and demonstrate all the new tech features. Having bought from many dealerships in the past, Ertle Subaru stands out. They don't just push inventory—they sell you what you actually want at a price you'll love. Exemplary people and process. Highly recommended!

joe sisto
joe sisto
GOOGLE
7-9-2026
Full Star Full Star Full Star Full Star Full Star

I Purchased 2 cars ,3 months apart... Got a Good Deal Plus Engine & Trans Warranty...(FREE) And Wasn't Pressured To Buy Anything Extra....In The Finance Office

Reviewer
YELP
7-9-2026
Full Star Full Star Full Star Full Star Full Star
Dianne Martinez
Dianne Martinez
GOOGLE
7-8-2026
Full Star Full Star Full Star Full Star Full Star

Sean at Ertle Car dealer is an amazing sales person. Very attentive and knowledgeable about the cars that they sell!!

C J
C J
GOOGLE
7-6-2026
Full Star Full Star Full Star Full Star Full Star

One of the best experiences in buying my car. Cam is an awesome sales person to work with and was not at all pushing anything, extended his help and assistance to make this a smooth, very short buying process. Finance was equally fast, I never completed an application process quicker with efficiency. I will be back!

From an online inquiry to drive away a new Outback, every

ss
DEALERRATER
7-6-2026
Full Star Full Star Full Star Full Star Full Star

From an online inquiry to drive away a new Outback, every step of the process and every person in charge were exemplary! Ashley, Justin, Jonathan, and Joanne were all very polite, professional, courteous, and prompt. Each and every question was answered satisfactorily. New-car pricing and the dealer discount are among the best I have seen; absolutely no upselling of accessories or dealer protection/service packages made the car-buying experience memorable. They even made a courtesy call 3 days after the sale. Couldn't have been better. All in all, very satisfied and highly recommend Ertle Subaru.

Brian is very knowledgeable and always looking out for

Mariabono565
DEALERRATER
7-5-2026
Full Star Full Star Full Star Full Star Full Star

Brian is very knowledgeable and always looking out for the customer. He goes far and beyond. Love my Legacy

Khaled Soliman
Khaled Soliman
GOOGLE
7-3-2026
Full Star Full Star Full Star Full Star Full Star

Ertle Subaru in Stroudsburg, PA is my favorite car dealer. I rate the dealer, not just on experience, but also on quality of service. The Ertle staff are always ready to go the extra mile. They even wash the car as an extra benefit. Remember that this is a business that must make money to survive. I did not have any issues whatsoever with any staff members but If you encounter a staff member that it is not his/ her best day, just give them a 2nd chance. We are all human and may experience some issues outside of work. 👍

Joseph A
Joseph A
GOOGLE
7-3-2026
Full Star Full Star Full Star Full Star Full Star

This place is awesome, friendly , and helpful. They gave me discounted MSRP, added extra free lifetime powertrain warranty alongside factory warranties for every new car they sell . Everyone from the sales folks, finance and service departments are wonderful. I didn’t feel like a dollar sign was attached to my forehead walking in. Thank you, it was well worth the hour drive .

Dave Possinger
Dave Possinger
GOOGLE
7-1-2026
Full Star Full Star Full Star Full Star Full Star

Easy deal! Made me feel really good about the whole experience. Service after the sale has been outstanding as well.

Paige Paradis
Paige Paradis
GOOGLE
7-1-2026
Full Star Full Star Full Star Full Star Full Star

Came in looking at new Crosstreks and was very hesitant since it was a first time purchase for me. Brett was very reassuring and gave me lots of time to come to an agreement. He was very open with communication and working around my crazy healthcare schedule. Everyone else in the office was very helpful too and worked together to help eachother. I couldn’t be happier about such a big purchase, thank you guys!!!

Tatiana Tikhonko
Tatiana Tikhonko
GOOGLE
6-30-2026
Full Star Full Star Full Star Full Star Full Star

Sales consultant David Ebuna was extremally helpful. He explained all the details and answered all my questions. I left the dealership with not just a car, but also having new insurance, registration and number plate. Thank you very much, David! Will recommend you to all my friends. Best regards, Tatiana Tikhonko

Schnettler llc
Schnettler llc
GOOGLE
6-29-2026
Full Star Full Star Full Star Full Star Full Star

Cam was a great sales associate, he helped me get into a new subie great service, and he’s a brother in Christ double thumbs up 👍👍

Excellent Service and very attentive to what I was

sjedgcomb
DEALERRATER
6-29-2026
Full Star Full Star Full Star Full Star Full Star

Excellent Service and very attentive to what I was looking for in a used car.

Charlie C
Charlie C
GOOGLE
6-27-2026
Full Star Full Star Full Star Full Star Full Star

A pleasant experience buying a car here.

Roxanne Locker
Roxanne Locker
GOOGLE
6-26-2026
Full Star Full Star Full Star Full Star Full Star

I was very happy with the service and dealing is with Ertle, Josh was so patient with us when we leased our 2026 Impreza. We just took it on our 1st road trip and it performed beautifully. Thanks Josh

Great customer service super quick Service Department

Wendy
CARS
6-26-2026
Full Star Full Star Full Star Full Star Full Star

Great customer service super quick Service Department also has loaner cars which is a plus

Danielle Hoeffner
Danielle Hoeffner
GOOGLE
6-25-2026
Full Star Full Star Full Star Full Star Full Star

We had a great experience with Ertle Subaru and our salesman Eric. He made the whole car buying process as easy as possible and went out of his way to find the particular car I was looking for right down to the color I wanted. We are very satisfied with the whole experience

Ralph May
Ralph May
GOOGLE
6-25-2026
Full Star Full Star Full Star Full Star Full Star

I purchased my crosstrek through Sam's club, they created the original offer for both my trade and the cost of the vehicle. Then Ertle called, they confirmed the trade offer with the caveat that they would have to see the car, and updated the quote, the result was it was less than the original sam's club quote. I went to the dealership, the inspected my car and deducted 200 dollars for a minor issue, it was still $800 more than the best offer from the main car buying services. The deal did not change and I was able to purchase the car for a price that I was very comfortable with.

Robert Postel
Robert Postel
GOOGLE
6-23-2026
Full Star Full Star Full Star Full Star Full Star

Its been a little over month since my wife and I purchased a 2024 forester wilderness from Ertle. Our experience was great. We had a wonderful salesman named Brett. Brett was fantastic, answered all of our questions and concerns. Even on a day that he was off and feeling a bit under the weather he was still texting with my wife and I and even took a phone call with my wife to help us try to get the perfect vehicle and answer questions. In my opinion Brett went above and beyond. Im looking forward to continuing business with Ertle and hopefully Brett in the future.

Florence G
Florence G
GOOGLE
6-23-2026
Full Star Full Star Full Star Full Star Full Star

We recently purchased a 2026 Outback from Ertle Subaru. Amanda was extremely helpful from beginning to end with the buying process. We were given a loaner car since we were temporarily without a vehicle. Customer service overall was excellent and everything went smooth.. I'm glad we stopped in there when looking for a car. It was the best car buying experience we've ever had

Nelly Gartner
Nelly Gartner
GOOGLE
6-20-2026
Full Star Full Star Full Star Full Star Full Star

The experience purchasing our new Subaru was wonderful. Kyle our salesperson answered all our questions and was very knowledgeable. The whole process was easy and we are very pleased.

Gagan Sembhi
Gagan Sembhi
GOOGLE
6-20-2026
Full Star Full Star Full Star Full Star Full Star

It was a great buying experience. Eric was very helpful from the beginning to closing of the deal.

I drive over 90 miles to this place because of the

George
CARS
6-19-2026
Full Star Full Star Full Star Full Star Full Star

I drive over 90 miles to this place because of the outstanding car services and their personnel..

Motohiro Cho
Motohiro Cho
GOOGLE
6-17-2026
Full Star Full Star Full Star Full Star Full Star
Tom Johnson
Tom Johnson
GOOGLE
6-17-2026
Full Star Full Star Full Star Full Star Full Star
Barbara Donlon
Barbara Donlon
GOOGLE
6-13-2026
Full Star Full Star Full Star Full Star Full Star

Wonderful experience!! Great sales and service. This is my 3rd Crosstrek at Ertle. It’s a fantastic car and a supportive staff at Ertle.

THOMAS CASSIDY
THOMAS CASSIDY
GOOGLE
6-11-2026
Full Star Full Star Full Star Full Star Full Star

Best dealership I have ever encountered. All the people are great! Could not be happier!

LaughingMayhem
LaughingMayhem
GOOGLE
6-11-2026
Full Star Full Star Full Star Full Star Full Star

Josh was wonderful to work with, I always go into a car dealership thinking I have to play hard ball with the salesmen. Josh made it all happen, I didn't need to argue at all, easiest car buying experience I have ever had.

Maria Spoljaric
Maria Spoljaric
GOOGLE
6-11-2026
Full Star Full Star Full Star Full Star Full Star

Upon entering I was met by the Manager. Who in turn introduced me to David Ebuna. I have to state that everything went smoothly. He was personable, knowledgeable about the automobiles. He actually gave us more than I expected for our trade in. In all honesty, one of the best experience purchasing an suv. I can wholeheartedly recommend Ertle Subaru in Stroudsburg. And last, but not least, ask for David Ebuna, he will go above and beyond to help you.

Oscar Alegria
Oscar Alegria
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star
Ksrsdowlig
Ksrsdowlig
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star

Amanda was so helpful in getting me in the right car and will send all my friends to her and Ertle Subaru I would like to thank all who helped with the sale

David Hintenach
David Hintenach
GOOGLE
6-9-2026
Full Star Full Star Full Star Full Star Full Star

Very friendly and professional staff. Had the part i needed at a fair price.

diane motel
diane motel
GOOGLE
6-9-2026
Full Star Full Star Full Star Full Star Full Star
Kevin Mikolayczak
Kevin Mikolayczak
GOOGLE
6-9-2026
Full Star Full Star Full Star Full Star Full Star

Amanda, Jovan, and joann were all incredible and very accommodating! They made my first new-car purchase a great experience and I will absolutely be recommending them to everyone i know in-search of a new car. Thank you guys!!

Nelson Montanez
Nelson Montanez
GOOGLE
6-9-2026
Full Star Full Star Full Star Full Star Full Star

Josh is a great salesperson, he was able to make me, and my wife feel comfortable with the process of buying a Subaru. He was patient and informative and I was glad to be able to purchase my vehicle from Ertle Subaru.

Excellent service and polite people, my wife and I will

Johnrocco6317
DEALERRATER
6-9-2026
Full Star Full Star Full Star Full Star Full Star

Excellent service and polite people, my wife and I will be back for our service needs

Mallory deQuevedo
Mallory deQuevedo
GOOGLE
6-8-2026
Full Star Full Star Full Star Full Star Full Star

I had an excellent experience purchasing my new Subaru Crosstrek from Ertle Subaru. From start to finish, the entire process was smooth, professional, and stress-free. Before I even stepped foot in the dealership, Ashley was incredibly helpful. She provided accurate quotes via text and made it easy to get informed about my options ahead of time, which made the buying process much more comfortable and efficient. Dave E. was a fantastic salesperson. He was knowledgeable, patient, and never made me feel pressured. He helped make the entire car-buying experience easy and enjoyable. JR, the manager, was equally impressive. He was detailed and thorough when reviewing all of my contracts and paperwork, taking the time to explain everything clearly and answer any questions I had. I also want to recognize Ashley in the service department, who was extremely friendly and welcoming. Finally, Joann went above and beyond by setting up a virtual appointment to help me learn more about my new vehicle. Since I live about an hour away from the dealership, this was incredibly convenient and showed a genuine commitment to customer service even after the sale. The team at Ertle Subaru truly made me feel valued as a customer. I highly recommend them to anyone looking for a professional, friendly, and hassle-free car-buying experience!

Ben J
Ben J
GOOGLE
6-6-2026
Full Star Full Star Full Star Full Star Full Star

Great place

Kimberly Clark
Kimberly Clark
GOOGLE
6-5-2026
Full Star Full Star Full Star Full Star Full Star

Josh was excellent made the process easy smooth, really enjoying my new Outback

Andrea Harvie
Andrea Harvie
GOOGLE
6-4-2026
Full Star Full Star Full Star Full Star Full Star

I can’t say enough about the crew at Ertle Subaru. They went above and beyond anything I’ve ever experienced from a car dealership. Ashely, Tim, and Eugene were wonderful when my car needed service. If you are looking for a car, I highly recommend Ertle Subaru in Stroudsburg.

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Hours and Directions

Dealership Information

Finance Hours

570-213-4007