Ertle Subaru Finance Department

financedepartmentheader-min

Why Finance with Ertle Subaru?

Ertle Subaru Finance Center

Finding your perfect new Subaru is exciting, and at our Subaru Finance and Auto Loan Center in Stroudsburg, Pennsylvania, we make it simple. We help you drive home in your dream car without financial stress. Our finance team works hard to get you competitive rates and a deal that fits your lifestyle. Whether it be finance for a new Outback or good terms on a Forester lease, don't let the worries of navigating finance agreements stop you from getting behind the wheel of a Subaru. Our local experts are ready to help; we turn complex financial jargon into clear solutions.

Ertle Subaru: Your Local Auto Loan Experts

Our finance team at Ertle Subaru believes in personal service from your first call until you sign the final papers. We serve a large range of areas, including Stroudsburg, East Stroudsburg, Mount Pocono, Scranton, Easton, and nearby towns. Our professional team has a wealth of experience creating finance solutions that work for all kinds of budgets and needs.

Our expert finance department will guide you through every step of buying your vehicle. We aren't like generic lenders — we know what makes Subaru vehicles special, and we have a passion for helping as many people as possible experience owning a Subaru. We create finance packages that match Subaru's reliability and strong resale value.

Protecting Your Investment

Ertle Finance Team

Subaru Financing Options

When you finance through our Subaru dealership in Stroudsburg, Pennsylvania, you can choose from loan options you won't find at regular banks. We work with Subaru Financial Services and a range of other lenders that are both local and national. This lets us offer rates that often beat what you'd find elsewhere.

Our flexible financing terms, which range from 24 to 84 months, help you balance monthly payments with your overall budget. We encourage our customers to keep an eye on our website, as we often have low-interest car loans and seasonal offers that can save you money. Check out our current incentives to save big bucks on a new Subaru. 

To ensure that Subaru ownership is possible for everyone in our community, we offer many programs to help buyers get the best loan possible. Some of these include our college grad program and military discounts.

Working With Subaru Financial Services

Using Subaru Financial Services through our dealership has clear benefits. As a dedicated Subaru finance center, we have direct connections with lenders who understand these vehicles, and they adjust their lending terms accordingly.

Our finance managers have a passion for Subaru vehicles and extensive experience in lending. Our team has had special training in Subaru's programs, allowing you to enjoy smoother deals and often better terms on your loan.

Subaru finance customer service doesn't end when you buy the car. The same team that set up your financing will still be here to assist you with any future enquiries. For lease customers, our Subaru lease customer service experts can explain what happens at the end of your lease, and they'll help with potential lease buyout options when that time comes.

The Financing Process Made Simple

We've made the process to get financing for your new Subaru quick and easy. You can start right now from home by filling out our secure online credit application. This lets us begin working on your finance approval and provide you with options before you even visit us.

A few hours after you submit your online application, we'll call you to discuss your options and answer any questions you may have. We know that finance questions need real conversations.

When you're ready to choose your new vehicle, visit us at Ertle Subaru in Stroudsburg. Having some items ready when you arrive can speed up the process, such as your driver's license, proof of income, proof of where you live, and info about any trade-in. It often takes less than an hour to complete the required paperwork while you check out your new vehicle options.

Solutions for Every Credit Situation

We believe past money troubles shouldn't stop you from getting a safe, reliable car. Our finance team works with all kinds of credit scores. This includes people with bankruptcy, repossessions, or little credit history.

We don't just reject applications that aren't perfect, and our team is experienced enough to help you find a solution. This might mean a higher down payment, adding a co-signer, or setting up a shorter loan that builds good credit while still getting you a car.

Our subprime financing experts know lenders who provide credit recovery programs. Many customers who came to us with credit problems have been able to rebuild their finances. They did this by managing their auto loan well with our help.

Additional Services and Resources

Our Subaru Finance and Auto Loan Center offers more than basic financing. Our Guaranteed Trade-In Program gives you peace of mind when it comes to reselling your car. This program provides you with a guaranteed trade-in value for your Subaru when you apply the trade toward a new Subaru.

For insurance and paperwork, you might need specific information. This could be the Subaru Motors Finance loss payee address, insurance address, or lienholder address. Our finance team gives you all this in an info packet, which ensures your insurance meets all requirements without extra phone calls.

Why Choose Ertle Subaru for Financing

We've built a finance team at our Subaru dealership in Stroudsburg that values honesty and long-term relationships. Through our strong lender relationships and knowledge of local market conditions, we consistently offer some of the lowest car loan rates in the region to our customers.

Why drive all over Pennsylvania looking for financing? Everything you need is right here in Stroudsburg. Contact us, or start your application online today. We look forward to finding the perfect finance solution that gets you in your ideal Subaru without stretching your budget.

Meet Our Service Staff

Finance

Finance Manager David Castillo
David Castillo
Finance Manager
I've been with Ertle for over 3 years now and I must say this is a great dealership to be a part of. We strive for customer service excellence and establishing long term relationships with our customers. Working here is rewarding because every day I get the chance to help someone find what they need or want. The reviews speak for themselves! On my days off you can find me spending time with my family and planning my future.
Finance Manager Stephen Lepre
Stephen Lepre
Finance Manager
Finance Manager Jonathan  Richardson
Jonathan Richardson
Finance Manager
I started with Ertle Subaru in fall 2018 as a Sales Representative. After a few years of hard work I was promoted to the position of Finance Manager in spring 2021 and love my current position! My favorite Subaru model is the Subaru Forester because of the comfortability, reliability, technology features, and safety features. I liked it enough to get one for myself and my family and we're happy with the decision! Some hobbies I have outside of the dealership are watching/supporting Philly sports teams, catching a good movie at the theater, and eating out at a restaurant whenever possible!

Read Our Reviews

Testimonials

Alexander Drew
Alexander Drew
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star

David Ebuna was great he helped tremendously with our sale and was extremely patient in explaining everything.

christie ortega
christie ortega
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star
Jim Reilly
Jim Reilly
GOOGLE
2-12-2026
Full Star Full Star Full Star Full Star Full Star

The only place I buy my automobiles for my families needs Nicolas is always eager to help and is knowledgeable and professional. A great experience every time!!

D83zx
D83zx
GOOGLE
2-12-2026
Full Star Full Star Full Star Full Star Full Star

Kayla was excellent to work with. She has the perfect balance of customer service and sales women. Working with Ertle was very easy. Kayla made sure there was not a pushy car salesperson approach. I will only work with her for figure vehicles. I purchased a certified Crosstrek Wilderness and it is just like new.

Ben Selfe
Ben Selfe
GOOGLE
2-11-2026
Full Star Full Star Full Star Full Star Full Star
Daniel O'Neill
Daniel O'Neill
GOOGLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star

Dave E. Was super friendly and helpful. He took his time with making sure I got the best deal! He will get my business in the future.

Brian Hart
Brian Hart
GOOGLE
2-8-2026
Full Star Full Star Full Star Full Star Full Star

Niko was friendly, professional and prompt.

Charlie Barlow
Charlie Barlow
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star
Dominic Fatigati
Dominic Fatigati
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

My wife and I had an excellent experience working with Ertle Subaru, and I can’t say enough good things about Niko and Dave. From start to finish, they treated both of us with honesty, patience, and respect. There was no pressure, no games, and no runaround — just clear communication and a genuine effort to make sure we were comfortable with every step of the process. They worked with us on fair pricing and trade value, handled financing smoothly, and stayed professional and solutions-oriented even when there were a few logistics to work through. Everything was explained clearly, and we always felt like they had our best interests in mind. Buying a car can be stressful, but Niko and Dave made the experience straightforward and positive. Because of how well we were treated, we’d absolutely recommend Ertle Subaru to anyone looking for a dealership that values integrity and customer service.

Amy McDaid
Amy McDaid
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

We had such a great experience buying a Subaru at Ertle. We worked with Lea and she was knowledgeable and understood what we wanted. It’s the first time I’ve ever bought a car without feeling pressured into something I didn’t want or need. Then, the service of finalizing the paperwork from home and getting it delivered by Eugene was amazing. I have spent hours at other dealerships waiting to finalize the purchase, none of that at Ertle. I would highly recommend buying from them!

Finn McDaid
Finn McDaid
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

We had an EXCELLENT experience purchasing my very first car! Our saleswoman, Lea, was amazing, listening to what we wanted in our car and not being intense and pushy, as we have had at many other dealerships. She was very nice and calm, and was great to work with. We also had a great experience with Justin, who took us on a test drive in the outback that we purchased, and overall everybody at the dealership that we knew of was very helpful, listened to our needs, and did not push us in any way to purchase something that we did not need, as our top priority when buying a car is safety, and we were given just that with the 2025 outback. We got the car delivered since we live out of state an hour away, and our delivery driver, Eugene, was great, as he came on time and explained everything to us that we needed to know about registering the vehicle in New Jersey and walked us through all of the stuff we needed to know about the car. We also got some complimentary amenities in the car, such as a Subaru cup, a Subaru keychain, and a rubber turtle, as the word “Ertle” is in “Turtle”. Thank you to the excellent Ertle team, we had an excellent experience with every worker there, specifically Lea, Justin, and Eugene, and I 100% recommend going here if you wish to purchase a Subaru, it’s the best place to go.

Lee Homick
Lee Homick
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

Brought my Mom in for service on her new Subaru. What a beautiful facility! It was one of the nicest service centers I have seen. Staff was so friendly and helpful! Jerry Mojicabenitez was so good helping my Mom with any questions she had on her new car. Thanks Jerry you made our experience wonderful 🤩⭐️⭐️⭐️⭐️⭐️⭐️⭐️

Emily Mower
Emily Mower
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

If you're in the market for a Subaru - go see Justin at Ertle - he is THE BEST! They take all the intimidation out of the process. Don't forget, snacks and drinks while you wait too!

Bud Cannaveno
Bud Cannaveno
GOOGLE
2-3-2026
Full Star Full Star Full Star Full Star Full Star

Where to start??? I've never had such a positive, stress free experience buying a car. I was referred to Ertle by a subscription buying service (along with others) and they were the first to respond. Within about an hour of initial contact, I had a lease offer in my inbox that was exactly where I needed it to be. My local dealer couldn't come close. Everything was done online and the vehicle was delivered for FREE (40 miles away). Every one of the 3 or 4 people I dealt with were so nice and so chill. A great car (Subaru Ascent) at a great price, supported by great people.

Chris Gavitt
Chris Gavitt
GOOGLE
2-3-2026
Full Star Full Star Full Star Full Star Full Star

The best car buying experience ever! My salesperson Sean was patient, informed, and no pressure from beginning to end. Could not recommend more highly.

Robert Fenton
Robert Fenton
GOOGLE
2-3-2026
Full Star Full Star Full Star Full Star Full Star
Elena
Elena
GOOGLE
2-2-2026
Full Star Full Star Full Star Full Star Full Star

David E was very helpful

Judy Giraldo
Judy Giraldo
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

Went smooth

Charles Wramage
Charles Wramage
GOOGLE
1-28-2026
Full Star Full Star Full Star Full Star Full Star

Everybody was polite and courtesy

Pedro was my advisor and took great care of me, Mason did

Natalia
DEALERRATER
1-28-2026
Full Star Full Star Full Star Full Star Full Star

Pedro was my advisor and took great care of me, Mason did a fantastic job on my car, they took me in right away with no appointment and everyone was bright and cheery. Thank you so much!

sondra velez
sondra velez
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

The experience was nothing less than amazing. Everyone was very pleasant and helpful highly recommend them

The people and service are always nice and care about

jhthevenot
DEALERRATER
1-27-2026
Full Star Full Star Full Star Full Star Full Star

The people and service are always nice and care about your car. Life gets busy so it was nice to get a inspection reminder. The service technician Brian was very nice and attentive about my car.

russ rentler
russ rentler
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

This was the best car buying experience ever. AJ was kind, not pushy and very respectful of me and my concerns. At no time did I feel like “ a mark” and he treated me well. Also, the finance gentleman was equally kind and respectful and did not brow beat me into buying additional warranty service. I wish all car dealerships adopted their way of dealing with customers.

Angela Sphar
Angela Sphar
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

I want to give a huge shout out to Ertle Subaru! Professional, friendly, staff that tends to their customers needs. They truly went out of their way to find the best fit for me. Big round of applause goes out to my service advisor Brian, my sales rep David E. and Dakota did an amazing job detailing my Subaru!! Even Mr. Ertle himself stopped by to say hello and chat us up! Very pleased with the service and I love my new car. Thanks Ertle Subaru!! 😊😊😊

SHUDDERBUG
SHUDDERBUG
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

By far the best dealership I’ve ever dealt with! Leased my vehicle on line and it was as easy as ordering a pizza. The vehicle was delivered to my doorstep the next day. Best part is after extensive research from all local dealers, Ertle’s price was $100 per month cheaper! That’s a $3600 difference over a 36 month lease with the exact same terms. Staff is great and absolutely no upselling. Take it from a former car salesman, this is the way to obtain a new car. DO NOT purchase or lease anywhere else until you look at Ertle.

Joy Hoagland
Joy Hoagland
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Very nice experience with Nicholas. I love my Ertle Subaru.

C R
C R
GOOGLE
1-22-2026
Full Star Full Star Full Star Full Star Full Star

Amazing costumer service. Joey was amazing and super chill, he helped me out with my purchase of a vehicle and i 10/10 would recommend shopping here for your next car purchase.

My service was performed immediately after I arrived.

CHINKY71
DEALERRATER
1-22-2026
Full Star Full Star Full Star Full Star Full Star

My service was performed immediately after I arrived. I expected an hour and when I returned to the showroom I immediately received a text that my car was ready. They even washed it! I have always received great service from Ertle.

Marisel Molloy
Marisel Molloy
GOOGLE
1-21-2026
Full Star Full Star Full Star Full Star Full Star

We purchased our vehicle with Dave last month. We were very close to purchasing a car via Carvana but Dave met us where we wanted to be. The personal touch of having a contact person at the dealership is priceless. His service didn’t stop at the purchase. I have contacted him for questions over the last few weeks on random things about the car and he always responds with a great attitude and in a timely manner. He’s knowledgeable and comfortable about what he is selling- and that puts me at ease. Oh and the car is great too!

eyeeeda
eyeeeda
GOOGLE
1-21-2026
Full Star Full Star Full Star Full Star Full Star

I'm not really a car person (that's more my partner's thing) but I am 100% a vibes person and Ertle's totally delivered. 👍🏻 From the start, they made the whole process super easy. We were able to do pretty much everything over the phone & email and just went up to finalize the deal in person (though they offer delivery too which is awesome)! As my kiddo said “This place looks like a castle!” 😍 The dealership was absolutely beautiful & the customer service was legit royalty status. 👑 Every staff member we met was kind and genuine but I especially have to shout out Sean. ↩️ He was the perfect balance - friendly, relatable and easy to talk to but also super knowledgeable, confident, and clearly knew his stuff. You know how some salespeople can be way too pushy or seem like they don’t care? Sean was neither. Just real, relaxed & incredibly helpful! 👏🏻 I’m big on customer service (it can completely make or break an experience for me) and Sean’s energy was such a vibe!!! ✨ We were even expecting to have to put money down or see the numbers shift around (like they sometimes do) but nope, no money down & our payments ended up being less than expected. TOTAL WIN! With our last lease, we barely got a walkthrough. But this time? Sean walked us through the whole place, offered snacks, broke down all the car features & explained every perk of working with Ertle. It was a little bit of a drive from us but we’d do it again in a heartbeat! So worth it. 🙌🏻 Highly recommend A+++++ I'm so excited to officially be part of the Subaru fam! 🥰

Customer friendly and efficient.

Margobsteiner
DEALERRATER
1-20-2026
Full Star Full Star Full Star Full Star Full Star

Customer friendly and efficient. Trustworthy and honest. I was kept informed every step of the way.

James
James
GOOGLE
1-19-2026
Full Star Full Star Full Star Full Star Full Star

Makayla assisted my wife and I to purchase the best Subaru for us. No pressure just facts. She even came in on her day off to finalize the purchase.

kim marie Lacoste
kim marie Lacoste
GOOGLE
1-19-2026
Full Star Full Star Full Star Full Star Full Star

Great experience. Knowledgeable salesman Justin did a great job for me very satisfied. Even JoAnn who showed me all the buttons and gadgets so I get the best out of my new Crosstrek. Thank you guys will definitely be back!

Peter Arroyo
Peter Arroyo
GOOGLE
1-18-2026
Full Star Full Star Full Star Full Star Full Star

I have been fortunate enough to have gone through the buying process of getting new cars 6 times in my life. I've done the cold walk into a showroom and dealt with the mob of salespeople, I've done the build my own and directly ordered from a manufacturer and I have tried the typical internet sales method where they send you a number (which is already on their website) and say for the "best" offer come in and sit with the team (which kind of defeats the reason I'm reaching out via internet), then there is the Ertle Subaru internet sales team, they are fantastic. I click the button to get the Ertle price of the vehicle I was looking for and a super courteous person named Asley B gets back to me with great information on the car I was interested in and a solid price that was good enough to pull us through the door. I did this same approach with multiple dealerships for the EXACT same car build to try and "compare" but there was no comparison she was on top of her game and followed through on every question we had. The car was for my mother in law so I knew it had to be a good deal or I'd NEVER hear the end of it. There were several Subaru dealerships closer to my mother in laws house but they weren't even worth the visit because their response to my simple initial request were just not where they needed to be. At the dealership the floor sales consultant Justin sat with us to get all of our details together and some paperwork started based on Ashleys notes and the info we had and did the test drives, next thing we knew we were finalizing paperwork with Sales manager Juan and out the door in our new Crosstrek. Super smooth from start to finish, no upselling, solid internet team price agreed was price on the paperwork and great offers by the dealership itself for its customers sealed the deal with us. Go on their website and look at the extras they offer their customers at no cost, free state inspections, lifetime powertrain warranty, free first oil change etc etc. Give Ertle a shot, hit them up online and if you're lucky enough to get Ashley, tell her Pete's google review sent you :) But even if you don't get her the other team members will still give you great help (PS you do NOT need to be a PA resident to buy from a great dealership you can buy your car at any dealership like Ertle and they will work out the details of helping you register in your state) give them a try they may beat your local dealership price and keep some dough in your pocket.

Great service received called about recall was scheduled

Civic96.dm
DEALERRATER
1-16-2026
Full Star Full Star Full Star Full Star Full Star

Great service received called about recall was scheduled for next day and done same day zero issues speedy replacement.

This place is friendly, clean and makes your waiting

Paul C.
DEALERRATER
1-16-2026
Full Star Full Star Full Star Full Star Full Star

This place is friendly, clean and makes your waiting pleasant. Not your typical high pressure dealership, but rather a straight forward declaration of what is needed to keep your car safe. And they will wash your car.

Robin Folk
Robin Folk
GOOGLE
1-15-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Everything went very smooth. No complaints.

Paul Milligan
Paul Milligan
GOOGLE
1-13-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Sean greeted us when we arrived and carefully listened to what we wanted in a car. We had not planned on purchasing a new vehicle on that visit but the attention and information Sean provided changed our visit.

Favah Baker
Favah Baker
GOOGLE
1-13-2026
Full Star Full Star Full Star Full Star Full Star

Adrian, was so helpful and influential in making my experience buying a new car a great one he was patient and kind and his sales skills were on point. I appreciated his help dearly!

Elizabeth McKenna
Elizabeth McKenna
GOOGLE
1-13-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) We had a great experience at Ertle with David Ebuna! We planned on trading in our Honda Odyssey for a Subaru Ascent. Not only did David find us the perfect vehicle, but we got a great trade in value for our Odyssey. In addition, the finance team got us an amazing deal and we are paying hundreds of dollars less per month than we were before. We couldn’t recommend Ertle Subaru more!

Cory
Cory
GOOGLE
1-13-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original)

Julia Loua
Julia Loua
GOOGLE
1-12-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Niko was great with his assistance answering all questions working hard on getting me a good deal and he was always available to answer even the smallest questions. These guys really seem to care about the customer and we need more places like this. If you need a car get it here they are there for the customer.

Aaron Stasiw
Aaron Stasiw
GOOGLE
1-12-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) undefined (Original) Dave and the rest of the staff were great and very helpful to finding us a great new car. Made the car buying experience extremely easy and the best experience I have had in getting a new car. Definitely recommend this dealership and will be back in the future.

Caitlin Drews
Caitlin Drews
GOOGLE
1-10-2026
Full Star Full Star Full Star Full Star Full Star

I had a great experience at Ertle Subaru. This is my first subaru purchase and certainly won't be my last. Dave was my sales associate. He was very helpful and easy to talk to. I had an accident and totaled my car and was in search of a safe reliable car. We were able to set everything up that when I finally got the insurance check it was a quick and easy to get the keys to my car. Everyone here is very nice and personable, welcoming me to the Subaru family. We will be back for more Subarus in the future specifically at Ertle. Thank you!

Mark Carson
Mark Carson
GOOGLE
1-15-2026
Full Star Full Star Full Star Full Star Empty Star

Nicole was very personable,professional and he drove the car to my home ,great service perk.

Jeffrey Whyte
Jeffrey Whyte
GOOGLE
1-12-2026
Full Star Full Star Full Star Full Star Empty Star
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Hours and Directions

Dealership Information

Finance Hours

570-213-4007